& Associates

Jose Berrios

Jose Berrios, an associate consultant for Robert Epner & Associates, brings with him over 25 years of insurance, marketing and actuarial experience, serving the financial services industry.  During a diverse career, Mr. Berrios has worked in Mergers and Acquisitions, Appraisals, Product Development, Regulatory activities, Marketing activities, Financial Reporting, Actuarial System implementations, and Business Strategy.  Jose has worked with clients located in Mexico, Brazil, Peru, Argentina, Ecuador, Colombia, Panama, Guatemala, Honduras, Spain and the United States.


Earlier, Jose spent three years with ING Americas Head Office, of which two years were dedicated to integrating the actuarial functions and requirements in Mexico City after the acquisition by ING of Seguros Comercial America, Mexico's largest private multi-line insurance company.  Jose also spent 11 years as a consultant with Milliman, Inc. in the United States, a premier actuarial consulting firm, of which three years were dedicated to developing the international consulting practice for Latin America.


In the United States, Jose worked seven years in insurance companies in both subsidiaries as well as corporate units, with responsibility of actuarial functions of seven subsidiary companies located across various contries in Latin America.  Recently he worked in the International High New Worth life insurance business in Bermuda with business developed in Asia and Latin America.





Jose is fluent in English and Spanish and has a basic understanding of Portuguese.  Jose is a member of the Society of Actuaries in the United States, a member of the American Academy of Actuaries in the United States, and holds a Master of Business Administration with emphasis in Marketing and International Business.  Jose has written several articles for the Society of Actuaries international magazine, and has led insurance seminars in both English and Spanish.


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